Why Give To Her? This Will Tell You Why! Executive Essay

 Ghana may be tropical but nobody is drinking pina coladas. This is the case for our entrepreneur Salifu Hassana, a resident of Ghana. She makes about a dollar day selling millet porridge, that’s nothing compared to the average U.S. citizen. She wants to support her family and help her village. These are some of the reasons that our group picked her. But she needs your help to extend her millet business and make a better life for herself and her family.

Loaning to Salifu will not just waste your money so that you can brag about giving to the poor, but you will get your money back after Salifu earns the loan. That’s the good thing about Microfinance. So you are basically changing someone’s life for free.

Can you imagine never having a day under 50 degrees Fahrenheit in history? Well that happened in Ghana. That means the crops have a great chance of surviving because there is no frost. This many crops creates’ a good and steady income.

          It is much drier in the north. The north has less rain, humidity, and more dry wind. All these elements make for bad farming, and with bad farming come bad income. Lucky for Salifu she lives in the south. In the south Ghana has 83 inches of rain on average. That is a lot of rain. This means that they have great farming! People in the south like Salifu have lots of crops. Lots of crops to sell mean’s the people have more money so they can pay back your loan faster. And since they have more money they can buy more food. All that food means more people are healthy. And being healthy makes people happy.

          In the south the land is mostly flat and it has warm weather and rain. That mixture makes for perfect farming conditions. With the perfect farming conditions in the south they have lots of good crops. Salifu lives in the south so she has a great chance for success. So since south Ghana has such great farming conditions Salifu is ready get going on her business she just needs a little money to get started.

In Ghana there are school fees that parents must  pay in order for their children to go to school. If the parents are not able to pay these fees then their children are not allowed to go to school. In order for the kids to get a good education they need to go to school. If they have a good education then they can get a well paying job and support their families. So Salifu needs your loan to start her business, support her family and send her kids to school.

The population in Ghana is a lot like the big apples’ but people in Ghana aren’t living large. The area where Salifu lives is a much more populated area than others, so if we give her money, she will be able to start a good business and sell to many people. Selling to lots of people will give her a good income so she will be able to pay back her loans in the time elapsed.

The life expectancy in Ghana is sixty years of age. This is pretty good considering in most African countries people only live to forty years of age. Life in Ghana is very hard for most people, but if she starts her business she will make money and lead a good life for herself and her family.

The government of Ghana is very similar to that of the United States. Ghana has a democratic government, and all citizens have the right to vote freely. The executive branch is headed by a president, who serves as both head of state and head of government. Owning a lot of responsibility, he is popularly elected for two four-year terms, which is exactly the same as the U.S. The Unicameral Legislature consists of a 230-seat parliament, which means that there are a lot of voices in the government, not just the leaders. The Judicial branch is the Supreme Court, same as the United States again! Salifu has a great government to support her if anything goes wrong. So why wouldn’t you trust your loan with her and her bank?

Even though Ghana has some of the most precious natural resources, the general population is poor. Yes, some of Ghana’s natural resources include gold, diamonds, and limestone. Here’s how it works. Mining for these resources creates jobs for the locals. These small scale mining jobs make them some money. But most of the money goes to the rich mine owners and government. The large mining companies don’t pay workers very much and they have bad working conditions, plus most people in Ghana rely on small scale mining for employment which also doesn’t pay much. So the general population is poor. Lucky for Salifu she is in the farming business not mining for the rich.                             

We think that Salifu will make lots of progress and interest, will be able to send her kids to school, feed her family, help her community, give you your money back, and have a much better life. All because of one little loan that you will generously offer. As you can see, we have confidence in both her and you!!

Life in Ghana is very hard for most people, but if Salifu gets her loan, she will be part of the small percent surviving the harsh economy in Africa. So Salifu is and would be a great investment!